ACCOUNT MINIMUMS

    The subject of account minimums is a sensitive one – proving the widely held
opinion that money isn’t always easy to discuss – even for an investment
management firm. Tricky as the topic is, however, at KWB we believe it is
best to be upfront about all matters, financial and otherwise. When we first
started out, we strived to help anyone and everyone who could and wanted to
benefit from our services. As we grew, however, we learned that pleasing all of
the people all of the time is…well…impossible. We came to the realization it was
time to focus.

    Over the years we narrowed our focus and fine-tuned our areas of specialization
to offer services that best benefit clients who exhibit a serious commitment to
long-term investing. The clients we can help the most are those with more complex
requirements and high aspirations for a secure financial future. They appreciate the
support a knowledgeable and trustworthy advisor can give in helping them stay
the course, foregoing immediate gratification to attain far-reaching goals, regardless
of market volatility, economic uncertainty and human emotion.

    That kind of mutual advisor-investor commitment takes time, effort and ongoing
personal attention. If we offered this to everyone, someone would end up
disappointed. That’s why our firm has adopted a policy of working with
investors who agree to maintain investment account minimums of $100,000
or more. Some of our Wealth Managers have higher minimums, which we will
be sure you’re aware of before you schedule an initial consultation.